Optimizing The Potential of Productive Waqf in Encouraging Sharia Economic Growth
Keywords:
Waqf Potential; Productive Waqf; Sharia Economy Growth
Abstract
The purpose of this study is to identify wakaf potential and analyze strategies for optimal pengelolaannya to make a more significant contribution to the development of the syariah economy. The research method used is qualitative with a descriptive approach, demonstrating the researcher's efforts to solve actual problems through data collection, compilation, classification, analysis, and interpretation. The data collection technique used is library research, in which the researcher reads, studies, and analyzes books, journals, and articles written by researchers. The results indicate that professional and productive management, a transparent and accountable management system, and the use of digital technology can optimize the potential of waqf. In addition, good synergy starts from the government, Islamic financial institutions, and the community is a crucial factor in strengthening the waqf ecosystem. With the right strategy, wakaf has the potential to become one of the main pillars in the development of the various sectors of the syariah economy, particularly in the areas of education, health, and micro, small, and medium business (UMKM).References
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Agustine, Hendra Karunia, and Muhammad Mukhlis Habibullah. 2024. “Implementasi Pengelolaan Wakaf Produktif Ditinjau Berdasarkan Hukum Islam.” Al Barakat: Jurnal Kajian Hukum Ekonomi Syariah 4 (01): 1–10. https://doi.org/10.59270/jab.v4i01.157.
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Antonio, Muhammad Syafi’i. 2001. Bank Syariah: Dari Teori Ke Praktik. Jakarta: Gema Insani Press.
Bhala, R. 2012. “Overview of Islamic Finance.” Handbook of Key Global Financial Markets, Institutions, and Infrastructure, 459–73. https://doi.org/10.1016/B978-0-12-397873-8.00039-6.
Dzaki, Ismail Adz, Muhammad Ali Yusuf, and Muhammad Faisal Yunas. 2025. “Pengaruh Wakaf Produktif Dan Inovasi Digital Terhadap Pemberdayaan Ekonomi Masyarakat Di Jakarta Timur.” RIGGS: Journal of Artificial Intelligence and Digital Business 4 (2): 7669–75. https://doi.org/10.31004/riggs.v4i2.1914.
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Huda, N. 2015. Zakat Perspektif Mikro-Makro: Pendekatan Riset. Prenada Media. https://books.google.com/books/about/Zakat_Perspektif_Mikro.html?hl=of&id=RdXPDwAAQBAJ.
Huda, N, D Anggraini, N Rini, K Hudori, and Y Mardoni. 2014. “Akuntabilitas Sebagai Sebuah Solusi Pengelolaan Wakaf.” Jurnal Akuntansi Multiparadigma 5 (3): 485–97. https://jamal.ub.ac.id/index.php/jamal/article/view/331.
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Kristiana, Retna, Gytyt. 2019. “Manajemen Risiko.” Syarikat: Jurnal Rumpun Ekonomi Syariah 2 (1): 27–36.
Mathematics, Applied. 2016. “Perspektif Ekonomi Syariah Tentang Wakaf Uang Di Era Revolusi Industri 4.0.” Al-Tsaman, no. 41, 1–23.
Muhammad Rofiq. 2022. “Inovasi Penghimpunan dan Pengelolaan Islam Zakat dan Wakaf.” Journal of Islamic Business Management Studies (JIBMS) Vol. 3 (Vol. 3 No. 2 (2022)): Journal of Islamic Business Management Studies (JIBMS): 102–7. https://jurnal.idaqu.ac.id/index.php/jibms/article/view/106.
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Nurhaliza, Siti, S S Anggraini, F Bonita, D Imeliani, M Luniagus, and M N Farih. 2025. “The Role of Zakat, Waqf, and Islamic Business in Sustainable Economic Development: A Review of Funding and Fund Provision Models.” Journal of Economics and Business 3 (1): 60–78. https://doi.org/10.61994/econis.v3i1.490.
Ratna, Nyoman Kutha. 2010. Metodologi Penelitian: Kajian Budaya Dan Ilmu Sosial Humaniora Pada Umumnya. Yogyakarta: Pustaka Pelajar.
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Roifah, Tri Nadhirotur. 2025. “Pembangunan Ekonomi Berkelanjutan Wakaf Uang: Pengelolaan Keuangan Islam Dalam.” JSE: Jurnal Sharia Economica 4 (3): 186–202. https://doi.org/10.46773/jse.v4i3.2183.
Sabdo, Sabdo, and Mokhammad Samson Fajar. 2023. “Wakaf Produktif Dan Peningkatan Taraf Hidup Umat (Studi Kasus Wakaf Produktif Di Pimpinan Daerah Muhammadiyah Metro).” Jurnal Kemuhammadiyahan Dan Integrasi Ilmu 1 (1): 1–24. https://doi.org/10.24853/jkii.1.1.1-24.
Saprida, Risma Andini Setia, Winti Sari, Farah Aurelia. 2025. “I” Jurnal Hukum Ekonomi Syariah Vol 1 (No1): 27–40.
Sugiyono. 2022. Metode Penelitian Kuantitatif: Kulalitatif Dan R&D. Ke-27. Bandung: ALFABETA.
Sundari, Siti. 2023. “Wakaf Produktif Sebagai Strategi Pemberdayaan Ekonomi Masyarakat Menuju Pembangunan Berkelanjutan Di Era 4.0.” La Zhulma: Jurnal Ekonomi Dan Bisnis Islam 2 (1): 57–68. https://journal.iaitasik.ac.id/index.php/LaZhulma/article/view/117.
Yuniara, Y, and N Afrianty. 2024. Wakaf Sebagai Instrumen Pengentasan Kemiskinan Dan Ketimpangan Sosial. CV Brimedia Global. https://books.google.com/books/about/Wakaf_sebagai_Instrumen_Pengentasan_Kemi.html?id=8KIWEQAAQBAJ.
Zuhdi, Zaenu. 2011. “Pertumbuhan Ekonomi Dalam Perspekif Ekonomi Islam.” Iqtishoduna 3 (2). https://doi.org/10.18860/iq.v3i2.255.
Agustine, Hendra Karunia, and Muhammad Mukhlis Habibullah. 2024. “Implementasi Pengelolaan Wakaf Produktif Ditinjau Berdasarkan Hukum Islam.” Al Barakat: Jurnal Kajian Hukum Ekonomi Syariah 4 (01): 1–10. https://doi.org/10.59270/jab.v4i01.157.
Anggraini, Rizki Dwi, Nur Diana Dewi, and Muhammad Rofiq. 2024. “Tantangan Dan Peran Digitalisasi Dalam Penguatan Manfaat Wakaf Bagi Masyarakat.” Journal of Islamic Business Management Studies (JIBMS) 5 (1): 60–67. https://doi.org/10.51875/jibms.v5i1.292.
Antonio, Muhammad Syafi’i. 2001. Bank Syariah: Dari Teori Ke Praktik. Jakarta: Gema Insani Press.
Bhala, R. 2012. “Overview of Islamic Finance.” Handbook of Key Global Financial Markets, Institutions, and Infrastructure, 459–73. https://doi.org/10.1016/B978-0-12-397873-8.00039-6.
Dzaki, Ismail Adz, Muhammad Ali Yusuf, and Muhammad Faisal Yunas. 2025. “Pengaruh Wakaf Produktif Dan Inovasi Digital Terhadap Pemberdayaan Ekonomi Masyarakat Di Jakarta Timur.” RIGGS: Journal of Artificial Intelligence and Digital Business 4 (2): 7669–75. https://doi.org/10.31004/riggs.v4i2.1914.
Fandi Asy’arie, Bima, and Ahmad Djalaludin. 2024. “Instrumen Ekonomi Islam Untuk Kesejahteraan Sosial: Eksplorasi Potensi Wakaf Uang Di Indonesia Istithmar : Jurnal Studi Ekonomi Syariah.” Istithmar : Jurnal Studi Ekonomi Syariah 8 (1): 25–41. http://jurnalfebi.iainkediri.ac.id/index.php/istithmarDOI:http://doi.org/10.30762/istithmar.v8i1.33.
Furqon, A. 2019. Fikih Dan Manajemen Wakaf Produktif. Semarang: Southeast Asian Publishing. https://eprints.walisongo.ac.id/id/eprint/10251/1/Fikih dan Manajemen Wakaf Produktif Copyright.pdf.
Huda, N. 2015. Zakat Perspektif Mikro-Makro: Pendekatan Riset. Prenada Media. https://books.google.com/books/about/Zakat_Perspektif_Mikro.html?hl=of&id=RdXPDwAAQBAJ.
Huda, N, D Anggraini, N Rini, K Hudori, and Y Mardoni. 2014. “Akuntabilitas Sebagai Sebuah Solusi Pengelolaan Wakaf.” Jurnal Akuntansi Multiparadigma 5 (3): 485–97. https://jamal.ub.ac.id/index.php/jamal/article/view/331.
Hujriman. 2018. Hukum Perwakafan Di Indonesia (Suatu Pengantar). http://perpuskita.perpustakaandigital.com/detail/hukum-perwakafan-di-indonesia--suatu-pengantar-/7182.
Kristiana, Retna, Gytyt. 2019. “Manajemen Risiko.” Syarikat: Jurnal Rumpun Ekonomi Syariah 2 (1): 27–36.
Mathematics, Applied. 2016. “Perspektif Ekonomi Syariah Tentang Wakaf Uang Di Era Revolusi Industri 4.0.” Al-Tsaman, no. 41, 1–23.
Muhammad Rofiq. 2022. “Inovasi Penghimpunan dan Pengelolaan Islam Zakat dan Wakaf.” Journal of Islamic Business Management Studies (JIBMS) Vol. 3 (Vol. 3 No. 2 (2022)): Journal of Islamic Business Management Studies (JIBMS): 102–7. https://jurnal.idaqu.ac.id/index.php/jibms/article/view/106.
Nasution, Eza Okhy Awalia Br, Listika Putri Lestari Nasution, Minda Agustina, and Khairina Tambunan. 2023. “Sejarah Perkembangan Industri Di Indonesia.” Journal of Management and Creative Business 1 (1): 63–71. https://jurnaluniv45sby.ac.id/index.php/jmcbus/article/view/484/466.
Nuh, Mohammad. 2023. “Menjadikan Wakaf Sebagai Lifestyle Dan Pergeseran Paradigma.”
Nurhaliza, Siti, S S Anggraini, F Bonita, D Imeliani, M Luniagus, and M N Farih. 2025. “The Role of Zakat, Waqf, and Islamic Business in Sustainable Economic Development: A Review of Funding and Fund Provision Models.” Journal of Economics and Business 3 (1): 60–78. https://doi.org/10.61994/econis.v3i1.490.
Ratna, Nyoman Kutha. 2010. Metodologi Penelitian: Kajian Budaya Dan Ilmu Sosial Humaniora Pada Umumnya. Yogyakarta: Pustaka Pelajar.
Rogahang, S S N. 2024. Agama Dan Kesejahteraan Sosial. PT Indonesia Delapan Kreasi Nusa. https://books.google.com/books/about/Agama_dan_Kesejahteraan_Sosial.html?hl=id&id=wxIPEQAAQBAJ.
Roifah, Tri Nadhirotur. 2025. “Pembangunan Ekonomi Berkelanjutan Wakaf Uang: Pengelolaan Keuangan Islam Dalam.” JSE: Jurnal Sharia Economica 4 (3): 186–202. https://doi.org/10.46773/jse.v4i3.2183.
Sabdo, Sabdo, and Mokhammad Samson Fajar. 2023. “Wakaf Produktif Dan Peningkatan Taraf Hidup Umat (Studi Kasus Wakaf Produktif Di Pimpinan Daerah Muhammadiyah Metro).” Jurnal Kemuhammadiyahan Dan Integrasi Ilmu 1 (1): 1–24. https://doi.org/10.24853/jkii.1.1.1-24.
Saprida, Risma Andini Setia, Winti Sari, Farah Aurelia. 2025. “I” Jurnal Hukum Ekonomi Syariah Vol 1 (No1): 27–40.
Sugiyono. 2022. Metode Penelitian Kuantitatif: Kulalitatif Dan R&D. Ke-27. Bandung: ALFABETA.
Sundari, Siti. 2023. “Wakaf Produktif Sebagai Strategi Pemberdayaan Ekonomi Masyarakat Menuju Pembangunan Berkelanjutan Di Era 4.0.” La Zhulma: Jurnal Ekonomi Dan Bisnis Islam 2 (1): 57–68. https://journal.iaitasik.ac.id/index.php/LaZhulma/article/view/117.
Yuniara, Y, and N Afrianty. 2024. Wakaf Sebagai Instrumen Pengentasan Kemiskinan Dan Ketimpangan Sosial. CV Brimedia Global. https://books.google.com/books/about/Wakaf_sebagai_Instrumen_Pengentasan_Kemi.html?id=8KIWEQAAQBAJ.
Zuhdi, Zaenu. 2011. “Pertumbuhan Ekonomi Dalam Perspekif Ekonomi Islam.” Iqtishoduna 3 (2). https://doi.org/10.18860/iq.v3i2.255.
Published
2026-04-27
How to Cite
Siti Habibatur Rahma, & Wildatun Musyarrofah. (2026). Optimizing The Potential of Productive Waqf in Encouraging Sharia Economic Growth . Jurnal Ekonomi Syariah Pelita Bangsa, 11(01), 174-183. https://doi.org/10.37366/jespb.v11i01.3213
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Articles
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