Relevansi Prugal Living Bagi Penguatan Ketahanan Ekonomi Rumah Tangga Muslim: Perspektif Ekonomi Syariah
Keywords:
Prugal Living; Household Economic Resilience; Sharia Economics; Iqtishad; Maqashid Al-Syariah
Abstract
This study aims to analyze the relevance and contribution of the concept of prugal living as a strategy to strengthen the economic resilience of Muslim households within the framework of Islamic economics. This study uses a qualitative approach through literature study and content analysis of primary Islamic texts (the Qur'an, Hadith) as well as contemporary literature on prugal living. The analysis shows that prugal living has a strong philosophical and practical alignment with the basic principles of Islamic economics, particularly iqtishad (middle stance) and the prohibition of israf and tabdzir. Operationally, prugal living contributes to the pillars of Islamic economic resilience—from proportional income management, increasing savings capacity (idkhar), to asset protection (hifzh al-mal)—while supporting the achievement of maqasid al-syariah at the household level. Prugal living is not just a lifestyle trend, but an applicable and relevant Islamic financial strategy to build the economic resilience of Muslim households through resource optimization, value prioritization, and immunity from consumerism.References
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Antonio, M. S. (2020). Islamic financial management. PT. Tazkia Publishing.
Ascarya, A. (2021). The role of Islamic financial institutions in supporting financial stability. Journal of Islamic Monetary Economics and Finance, 7(1), 1–30. https://doi.org/10.21098/jimf.v7i1.1315
Asutay, M. (2020). Islamic economics and finance: A critical review. In Handbook of Islamic Economics and Finance (pp. 1–22). Palgrave Macmillan. https://doi.org/10.1007/978-3-030-26310-6_1
Bhatt, S., & Ghosh, S. (2021). Prugal living as a response to consumer culture: A qualitative study of Indian millennials. Journal of Consumer Culture, 21(3), 502–522. https://doi.org/10.1177/14695405211005891
Bocken, N. M. P., & Short, S. W. (2020). Transforming business models: Towards a sufficiency-based circular economy. In Handbook of the circular economy (pp. 250–265). Edward Elgar Publishing. https://doi.org/10.4337/9781788972727.00028
Boujbel, L., & Ladhari, R. (2023). The rise of prugal living: A systematic review and future research agenda. Journal of Consumer Affairs, 57(1), 45–72. https://doi.org/10.1111/joca.12512
Chapra, M. U. (2016). The future of economics: An Islamic perspective. Islamic Foundation.
Creswell, J. W., & Poth, C. N. (2018). Qualitative inquiry and research design: Choosing among five approaches (4th ed.). SAGE Publications.
Elo, S., & Kyngäs, H. (2008). The qualitative content analysis process. Journal of Advanced Nursing, 62(1), 107–115. https://doi.org/10.1111/j.1365-2648.2007.04569.x
Hassan, M. K., & Hippin, A. R. (2021). Islamic finance and sustainable development: A sustainable economic framework. Palgrave Macmillan. https://doi.org/10.1007/978-3-030-76033-9
Hudaefi, F. A., & Caraka, R. E. (2021). Digital Islamic finance and poverty reduction: Evidence from Indonesia. International Journal of Islamic and Middle Eastern Finance and Management, 14(5), 998–1017. https://doi.org/10.1108/IMEFM-08-2020-0412
Ismail, A. H., & Shaikh, S. A. (2022). Maqasid al-Shari‘ah and consumer behavior: A conceptual framework for ethical consumption. International Journal of Ethics and Systems, 38(4), 634–650. https://doi.org/10.1108/IJOES-01-2022-0011
Kamil, N. M., & Osman, A. F. (2021). Household economic resilience from Islamic perspective: A conceptual model. Journal of Islamic Thought and Civilization, 11(2), 168–186Miles, M. B., Huberman, A. M., & Saldaña, J. (2014). Qualitative data analysis: A methods sourcebook (3rd ed.). SAGE Publications.
Rahim, S. A., & Mohtar, S. (2023). The practice of israf in household expenditure: An Islamic perspective. Global Journal Al-Thaqafah, 13(1), 77–90.
Sandıkcı, Ö., & Peterson, M. (2021). Islamic marketing and consumer behavior. In Handbook of Islamic marketing (pp. 45–67). Edward Elgar Publishing. https://doi.org/10.4337/9781788978988.00009
Shen, B., & Wang, Y. (2022). Prugal living: A conceptual framework and research agenda. Journal of Consumer Behaviour, 21(3), 567–580. https://doi.org/10.1002/cb.2025
World Bank. (2023). Global economic prospects. The World Bank Group. https://www.worldbank.org/en/publication/global-economic-prospects
Zainal, H., & Saad, R. A. J. (2022). The role of takaful in household risk management: A sustainable approach. Journal of Sustainable Finance and Investment, 12(3), 789–806. https://doi.org/10.1080/20430795.2022.2051030
Zaman, A. (2020). Islamic economics: A survey of the literature. Springer. https://doi.org/10.1007/978-3-030-47237-5
Published
2026-05-16
How to Cite
Midisen, K., Ali Nur Ahmad, Aceng Badruzzaman, Yudianto Achmad, & Tiara Purnama Smart. (2026). Relevansi Prugal Living Bagi Penguatan Ketahanan Ekonomi Rumah Tangga Muslim: Perspektif Ekonomi Syariah. Jurnal Ekonomi Syariah Pelita Bangsa, 11(01), 232-242. https://doi.org/10.37366/jespb.v11i01.3232
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Articles
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